As you may know, you can request quotes online from several different insurance companies. You can also go directly to an insurance company's website and buy a policy. When making other types of purchases, cutting out the middleman can often save you money; however when purchasing your insurance policy, it is a good idea to have an independent insurance agent who works for YOU. Independent agents are paid by the insurance companies, so not only will it not cost you more, it'll likely cost you less because they put your best interests first and advocate for you.
Coverages vary from company-to-company and from state-to-state. Independent agents are licensed by the state and are familiar with the state regulations, industry lingo, and legalese that the average layperson may not understand. It can lead to costly mistakes if you don't have the correct policy or coverage. Your independent agent will ensure that you have the proper coverages so there are no unfortunate surprises should you ever need to file a claim.
Independent agents have access to dozens of insurance companies, which allows them to find coverage you might not be able to find for yourself and to get you a better rate. Additionally, independent agents often offer several types of insurance such as auto, homeowners, renters, business, health, life, and more; which allows you to have all of your insurance needs taken care of by one agent and in one place.
CWP Insurance Advisors specializes in doing just that – ADVISING you on your options for the best policy and coverage for your individual needs. If you don't already have an independent insurance agent working for you, contact CWPIA today. You have nothing to lose and savings to gain!
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